PATHWAY TO WEALTH
P2W is a proven and award winning program, designed to help you build enough assets for a long, stress free and comfortable retirement
Pathway to Wealth is designed for people who:
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Earn a good salary and want to make it work harder
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Are paying too much tax and want to reduce it
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Have a desire to maintain a high standard of living throughout retirement
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Are looking to develop a comprehensive financial strategy
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Looking for practical cashflow and savings advice
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Want to create an effective debt reduction strategy
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Want to take their superannuation savings to the next level
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Are seeking a tailored wealth protection strategy and address long-term insurance needs
Initial Advice Outcomes
The positive outcomes highlighted below illustrate the value and impact that our Pathway to Wealth program can bring to an individual's financial journey, depending on the agreed scope of advice.
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Holistic Financial Picture: Gain a comprehensive understanding of your overall financial situation, including income, expenses, assets, and liabilities
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Personalised Financial Goals: Align your financial plan with your life goals, whether it's purchasing a home, starting a business, or funding a dream vacation
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Strategic Budgeting: Develop a customised budget that aligns with your financial goals and helps you manage cash flow effectively
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Optimised Superannuation Strategy: Receive recommendations to optimise your super, your contributions, and investments ensuring a robust retirement savings plan
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Comprehensive Wealth Protection: Assess and secure the appropriate level of insurance coverage, including life, and income protection, for enhanced financial security
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Estate Planning: Guiding you through the essential components to be addressed. We equip you with the knowledge needed to make informed decisions regarding the protection and distribution of your assets
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Investment Diversification: Create a well-balanced and diversified investment portfolio aligned with your risk tolerance and long-term objectives
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Tax Efficiency: Tax planning strategies to minimise tax liabilities and maximise after-tax returns
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Debt Management: Develop a strategic plan to manage and reduce debt efficiently, ensuring a healthy financial position
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Empowerment through Education: Gain a deeper understanding of financial concepts and strategies, empowering you to make informed decisions
Your Financial Plan is comprehensive, personalised and contains
an easy to understand strategy presented within a Statement of Advice
Ongoing Membership
The Pathway to Wealth Membership is designed for people who are looking to accelerate their wealth through various stages such as investments, superannuation, maximising cashflow and tax planning.
Membership Services include:
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Strategic Advice Review
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We will meet annually for a Strategic Review to ensure that your financial plan remains appropriate for your evolving needs and frequently changing economic and legislative changes
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We will update our knowledge on your situation, celebrate the milestones you have achieved, and help you re-clarify your goals and objectives and your cashflow requirements
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Cashflow and Debt Management Support
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As part of the Strategic Advice review, we will review your cashflow and debt levels to ensure they remain aligned with your goals and objectives
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Investment Portfolio Management
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Management is designed to apply ongoing investment discipline to the investment portfolio we have recommended for you
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Ongoing professional research by our investment committee and expert recommendations for your portfolio
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Dedicated Adviser Support
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Additional adhoc meetings by request
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Keep on track with ongoing practical money coaching
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Be available to you via telephone or email throughout the year to act as a sounding board for major financial decisions to help you make the right choices with confidence
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Administration Service
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We will provide you with reasonable assistance in relation to your financial affairs, including liaison with product providers and other professional advisers (accountant, solicitor etc)
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Insurance Support
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We will assist in dealing with insurance companies for underwriting, claims and enquiries
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Keeping you informed and educated
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We will provide you with periodic economic and financial information designed to keep you informed and educated. This may take the form of videos, webinars, our website insights or similar forms
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Pro Account ‘members only’ access to the Wealth Portal
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Our Wealth Portal is an easy-to-use tool that brings together your income and expenditure, your investments and superannuation, to give you a real-time picture of your financial situation
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THE WCG WAY
WCG is a Fee for Service practice, so you will always know the exact cost before proceeding with any of our programs.
1. Let's Get Started!
The Committment Fee is paid up front and is only charged once you agree to engage our services. The Advice Fee is charged once plan has been presented and covers the costs of preparing your Statement of Advice (SOA) and implementation of recommendations.
$550 Committment Fee
+
$2,400 Individual
$3,300 Joint
You may be able to pay your Advice Fee (fully or partially) from your super. This method of payment is often preferred as it allows our clients an opportunity that may otherwise be out of reach.
2. Let's Keep it on Track!
Our Ongoing Membership is a monthly based subscription that can be cancelled at any time. It's designed to track your progress, hold all parties accountable, and will make sure you remain disciplined with your long-term plans.
$150 per month Individual
$200 per month Joint
Our Ongoing Membership can be tax deductible and may also be paid (fully or partially) from your super.
All pricing includes GST.
Plan pricing is an indication only, and may vary depending on personal circumstances and level of complexity.
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