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PATHWAY TO WEALTH

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P2W is a proven and award winning program, designed to help you build enough assets for a long, stress free and comfortable retirement

Pathway to Wealth is designed for people who:

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  • Earn a good salary and want to make it work harder

  • Are paying too much tax and want to reduce it

  • Have a desire to maintain a high standard of living throughout retirement

  • Are looking to develop a comprehensive financial strategy

  • Looking for practical cashflow and savings advice

  • Want to create an effective debt reduction strategy

  • Want to take their superannuation savings to the next level

  • Are seeking a tailored wealth protection strategy and address long-term insurance needs

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Initial Advice Outcomes

  • Check Foundations / Establish goals 

  • Debt Structuring and Finance Review

  • Risk Profile Analysis 

  • Accelerate Super 

  • Build Investment Portfolio 

  • Insurance Needs Analysis and Tailored Strategy

  • Smart Tax, Cashflow and Savings

  • Strategies Aligned with Key Goals, Objectives & Ambitions for the Future 

Other potential Initial Advice outcomes;

Self-Managed Super Fund (SMSF) advice, Investment advice (non-super), savings plans and budgeting strategies, future forecasting and projections

Your Financial Plan is comprehensive, personalised and contains

an easy to understand strategy presented within a Statement of Advice

Ongoing Membership

The Pathway to Wealth Membership is  designed for people who are looking to accelerate their wealth through various stages such as investments, superannuation, maximising cashflow and tax planning.

Membership Services include:

  • Strategic Advice Review

    • We will meet annually for a Strategic Review to ensure that your financial plan remains appropriate for your evolving needs and frequently changing economic and legislative changes.

    • We will update our knowledge on your situation, celebrate the milestones you have achieved, and help you re-clarify your goals and objectives and your cashflow requirements.

  • Cashflow and Debt Management Support

    • As part of the Strategic Advice review, we will review your cashflow and debt levels to ensure they remain aligned with your goals and objectives.

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  • Investment Portfolio Management

    • ​Management is designed to apply ongoing investment discipline to the investment portfolio we have recommended for you.  

    • Ongoing professional research by our investment committee and expert recommendations for your portfolio.​

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  • Dedicated Adviser Support  

    • Additional adhoc meetings by request.

    • Keep on track with ongoing practical money coaching.

    • Be available to you via telephone or email throughout the year to act as a sounding board for major financial decisions to help you make the right choices with confidence.​

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  • Administration Service

    • ​We will provide you with reasonable assistance in relation to your financial affairs, including liaison with product providers and other professional advisers (accountant, solicitor etc).

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  • Insurance Support

    • ​We will assist in dealing with insurance companies for underwriting, claims and enquiries.

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  • Keeping you informed and educated

    • ​We will provide you with periodic economic and financial information designed to keep you informed and educated.  This may take the form of videos, webinars, our website insights or similar forms.

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​Pro Account ‘members only’ access to the Wealth Portal

    • ​Our Wealth Portal is an easy-to-use tool that brings together your income and expenditure, your investments and superannuation, to give you a real-time picture of your financial situation.​

THE WCG WAY

WCG is a Fee for Service practice, so you will always know the exact cost before proceeding with any of our programs.

1. Let's Get Started!

Our Advice Fee is a one-off, and covers the initial costs of advice preparation, and implementation of our services and recommendations.

This fee is split into two stages:

  • Engagement​​

$550

Paid up front and is only charged once you agree to engage our services.​​

  • Action

$3,300 Individual

$5,500 Joint

Charged at completion and only once advice has been presented.

We're super flexible on how you pay this fee. It may be paid partially from super, your investment or savings depending on preference and suitability, and circumstances.

2. Let's Keep it on Track!

Our Ongoing Membership is a monthly based subscription that can be cancelled at any time. It's designed to track your progress, hold all parties accountable, and will make sure you remain disciplined with your long-term plans.

  • Membership

$200 per month Individual

$300 per month Joint

Our monthly membership subscription may be deducted partially from super, your investment or savings, depending on preference, suitability and circumstances. We will help determine the most appropriate option.

All pricing includes GST.

Plan pricing is an indication only, and may vary depending on personal circumstances and level of complexity.

Have a few more questions?

Arrange a chat to learn more!

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