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PERFECT FOUNDATIONS

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"We firmly believe you're never too young to start planning for your financial future."

Perfect Foundations is suited to people who:

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  • Earn a regular income but never seem to know where it goes

  • Have financial commitments and or responsibilities

  • Are looking for help in budgeting and managing money

  • Have some ideas and goals about investing but not much in the way of assets yet

  • Would like to save for a car, holiday or first home

  • Want to better understand what super can do for them and what to look out for

  • Need to better understand insurances like Income Protection, Life and TPD and Critical Illness cover, but don't know where to start 

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Initial Advice Outcomes

The positive outcomes highlighted below illustrate the value and impact that our Perfect Foundations program can bring to an individual's financial journey, depending on the agreed scope of advice.

  • Foundational Financial Clarity: Gain a clear understanding of your current financial situation, setting the groundwork for informed decision-making

  • ​Personalised Financial Goals: Align your financial plan with your life goals, whether it's purchasing a home, starting a business, or funding a dream vacation

  • Strategic Budgeting: Develop a customised budget that aligns with your financial goals and helps you manage cash flow effectively

  • Superannuation Strategy: Receive guidance on optimising your super to build a foundation for retirement savings

  • Wealth Protection Foundations: Assess and secure the appropriate level of insurance coverage, including life, and income protection, for enhanced financial security

  • Estate Planning:  Guiding you through the essential components to be addressed. We equip you with the knowledge needed to make informed decisions regarding the protection and distribution of your assets

  • Introduction to Investments: Explore investment options aligned with your risk tolerance, providing a starting point for wealth accumulation

  • Empowerment through Education: Gain a deeper understanding of financial concepts and strategies, empowering you to make informed decisions

Your Financial Plan is comprehensive, personalised and contains

an easy to understand strategy presented within a Statement of Advice

Ongoing Membership

The Perfect Foundations Membership is designed to include a review of the foundations that formed the basis of your original advice, to ensure your financial plan remains relevant.

Membership Services include:

  • Advice Review

    • We will meet annually for a review to ensure the foundations advice we originally provided continues to remain appropriate for your evolving needs

  • Dedicated Adviser Support  

    • Keep on track with ongoing practical money coaching.

    • Be available to you via telephone or email throughout the year to act as a sounding board for major financial decisions to help you make the right choices with confidence

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  • Portfolio Management

    • Behind the scenes we monitor the assets within your super/investment portfolio and recommending adjustments where necessary.

    • This also includes ongoing professional research by our investment committee and expert recommendations for your portfolio

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  • Administration Service

    • ​We will provide you with reasonable assistance in relation to your financial affairs, including liaison with product providers and other professional advisers (accountant, solicitor etc)

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  • Insurance Support

    • ​We will assist in dealing with insurance companies for underwriting, claims and enquiries

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  • Keeping you informed and educated

    • ​We will provide you with periodic economic and financial information designed to keep you informed and educated.  This may take the form of videos, webinars, our website insights or similar forms

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  • Pro Account ‘members only’ access to the Wealth Portal

    • ​Our Wealth Portal is an easy-to-use tool that brings together your income and expenditure, your investments and superannuation, to give you a real-time picture of your financial situation​

THE WCG WAY

WCG is a Fee for Service practice, so you will always know the exact cost before proceeding with any of our programs.

1. Let's Get Started!

The Committment Fee is paid up front and is only charged once you agree to engage our services. The Advice Fee is charged once plan has been presented and covers the costs of preparing your Statement of Advice (SOA) and implementation of recommendations.

$550 Committment Fee

+

$1,800 Individual

$2,400 Joint

You may be able to pay your Advice Fee (fully or partially) from your super. This method of payment is often preferred as it allows our clients an opportunity that may otherwise be out of reach.

2. Let's Keep it on Track!

Our Ongoing Membership is a monthly based subscription that can be cancelled at any time. It's designed to track your progress, hold all parties accountable, and will make sure you remain disciplined with your long-term plans.

$100 per month Individual

$150 per month Joint

Our Ongoing Membership can be tax deductible and may also be paid (fully or partially) from your super. 

All pricing includes GST.

Plan pricing is an indication only, and may vary depending on personal circumstances and level of complexity.

Have a few more questions?

Arrange a chat to learn more!

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