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PERFECT FOUNDATIONS

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"We firmly believe you're never too young to start planning for your financial future."

Perfect Foundations is suited to people who:

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  • Earn a regular income but never seem to know where it goes

  • Have financial commitments and or responsibilities

  • Are looking for help in budgeting and managing money

  • Have some ideas and goals about investing but not much in the way of assets yet

  • Would like to save for a car, holiday or first home

  • Want to better understand what super can do for them and what to look out for

  • Need to better understand insurances like Income Protection, Life and TPD and Critical Illness cover, but don't know where to start 

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Initial Advice Outcomes

  • Protect your family 

  • Estate Plan in order

  • Really Smart Super 

  • Foundation Support Service & Team

  • Effective Debt Management

  • Cash Flow under control

  • Tax under control

Other potential Initial Advice outcomes;

Investment advice (non-super), savings plans and budgeting strategies, 

future forecasting and projections

Your Financial Plan is comprehensive, personalised and contains

an easy to understand strategy presented within a Statement of Advice

Ongoing Membership

The Perfect Foundations Membership is designed to include a review of the foundations that formed the basis of your original advice, to ensure your financial plan remains relevant.

Membership Services include:

  • Advice Review

    • We will meet annually for a review to ensure the foundations advice we originally provided continues to remain appropriate for your evolving needs.

  • Dedicated Adviser Support  

    • Keep on track with ongoing practical money coaching.

    • Be available to you via telephone or email throughout the year to act as a sounding board for major financial decisions to help you make the right choices with confidence.

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  • Portfolio Management

    • Behind the scenes we monitor the assets within your super/investment portfolio and recommending adjustments where necessary.

    • This also includes ongoing professional research by our investment committee and expert recommendations for your portfolio.

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  • Administration Service

    • ​We will provide you with reasonable assistance in relation to your financial affairs, including liaison with product providers and other professional advisers (accountant, solicitor etc).

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  • Insurance Support

    • ​We will assist in dealing with insurance companies for underwriting, claims and enquiries.

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  • Keeping you informed and educated

    • ​We will provide you with periodic economic and financial information designed to keep you informed and educated.  This may take the form of videos, webinars, our website insights or similar forms.

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  • Pro Account ‘members only’ access to the Wealth Portal

    • ​Our Wealth Portal is an easy-to-use tool that brings together your income and expenditure, your investments and superannuation, to give you a real-time picture of your financial situation.​

THE WCG WAY

WCG is a Fee for Service practice, so you will always know the exact cost before proceeding with any of our programs.

1. Let's Get Started!

Our Advice Fee is a one-off, and covers the initial costs of advice preparation, and implementation of our services and recommendations.

This fee is split into two stages:

  • Engagement​​

$550

Paid up front and is only charged once you agree to engage our services.​​

  • Action

$2,200 Individual

$3,300 Joint

Charged at completion and only once advice has been presented.

We're super flexible on how you pay this fee. It may be paid partially from super, your investment or savings depending on preference and suitability, and circumstances.

2. Let's Keep it on Track!

Our Ongoing Membership is a monthly based subscription that can be cancelled at any time. It's designed to track your progress, hold all parties accountable, and will make sure you remain disciplined with your long-term plans.

  • Membership

$150 per month Individual

$200 per month Joint

Our monthly membership subscription may be deducted partially from super, your investment or savings, depending on preference, suitability and circumstances. We will help determine the most appropriate option.

All pricing includes GST.

Plan pricing is an indication only, and may vary depending on personal circumstances and level of complexity.

Have a few more questions?

Arrange a chat to learn more!

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