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SUPER PLAN

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For many of us, it may be the largest asset we own, apart from our homes. 

So isn't it time you made some smarter choices with your super?

Super Plan is designed for people who:

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  • Want to take their superannuation savings to the next level

  • Need to better understand how super can invested 

  • Are looking to develop a comprehensive investment strategy inside super tailored specifically to their own risk tolerance and preferences

  • Have multiple super fund accounts and need assistance with consolidating 

  • Are paying too much tax and keen to learn how super can help reduce it

  • Have a desire to maintain a high standard of living throughout retirement

  • Need a review of existing personal insurance policies (inside and outside of super)

  • Need to better understand how a tailored wealth protection strategy can help address long-term needs

  • Need the above but don't don't a full financial plan at this stage

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Initial Advice Outcomes

  • Detailed review of existing super arrangements 

  • Risk Profile Analysis 

  • Detailed review of existing personal insurance policies (inside and outside of super) 

  • Insurance needs analysis and tailored strategy

  • Super specific strategies including but not limited to; portfolio construction, asset allocation, tax-deductible concessional contributions including salary sacrifice, and after-tax non-concessional contribution strategies

Your Financial Plan is comprehensive, personalised and contains

an easy to understand strategy presented within a Statement of Advice

Ongoing Support

The Super Plan ongoing services are designed for people who wish to take no chances when it comes to the long-term performance and management of their superannuation.

Ongoing Services include:

  • Advice Reviews

    • We meet annually to review your super portfolio to ensure your super plan remains appropriate for your evolving needs and frequently changing economic and legislative changes.

  • Ongoing Portfolio Management ​

    • ​Management is designed to apply ongoing investment discipline to the superannuation portfolio we have recommended for you.  

    • Ongoing professional research by our investment committee and expert recommendations for your portfolio.​

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  • Dedicated Adviser Support  

    • Additional adhoc meetings by request.

    • Be available to you via telephone or email throughout the year as required​

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  • Superannuation Administration Service

    • ​We provide you with reasonable assistance in relation to your super, including liaison with super product providers and/or other professional advisers (accountant, solicitor etc if required).

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  • Insurance Support

    • ​We will assist in dealing with insurance companies for underwriting, claims and enquiries.

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  • Keeping you informed and educated

    • ​We will provide you with periodic economic and financial information designed to keep you informed and educated.  This may take the form of videos, webinars, our website insights or similar forms.

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THE WCG WAY

WCG is a Fee for Service practice, so you will always know the exact cost before proceeding with any of our programs.

1. Let's Get Started!

Our Initial Advice Fee is a one-off, and covers the initial costs with moving forward with our services and recommendations.

This fee is split into two stages:

  • Engagement​​

$550

Paid up front and is only charged once you agree to engage our services.​​

  • Action

$1,200 Individual

$1,800 Joint

Charged at completion and only once advice has been presented.

We're super flexible on how you pay this fee. It may be paid partially from super or savings depending on preference and suitability, and circumstances.

2. Let's Keep it on Track!

Our Ongoing Support is a monthly based, and can be cancelled at any time. It's designed to track your progress, hold all parties accountable, and will make sure you remain disciplined with your long-term plans.

  • Ongoing Support

$100 per month Individual

$150 per month Joint

Our monthly Ongoing Support fee can be deducted from super or savings, depending on preference, suitability and circumstances. We will help determine the most appropriate option.

All pricing includes GST.

Program pricing is an indication only, and may vary depending on personal circumstances and level of complexity.

Have a few more questions?

Arrange a chat to learn more!

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