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PATHWAY TO WEALTH

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Those people who want to get ahead financially choose the Pathway to Wealth program.

Pathway to Wealth is a proven and award winning, step by step financial management program that has been designed to help you build enough assets for a long, stress free and comfortable retirement.

 

Pathway to Wealth is designed for people who:

  • Earn a good salary and want to make it work harder

  • Are paying too much tax and want to reduce it

  • Have a desire to maintain a high standard of living throughout retirement

  • Are looking to develop a comprehensive financial strategy

  • Looking for practical cashflow and savings advice

  • Want to create an effective debt reduction strategy

  • Want to take their superannuation savings to the next level

  • Are seeking a tailored wealth protection strategy and address long-term insurance needs

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THE KEY AREAS COVERED ARE:

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  • HOLISTIC FINANCIAL PICTURE: Gain a comprehensive understanding of your overall financial situation, including income, expenses, assets, and liabilities

  • ​PERSONALISED FINANCIAL GOALS: Align your financial plan with your life goals, whether it's purchasing a new home, starting a business, or funding a dream vacation

  • STRATEGIC BUDGETING: Develop a customised budget that aligns with your financial goals and helps you manage cash flow effectively. Setting the right personal budget to allow you to start achieving your financial goals. Understanding cash flow and ascertaining how much is available to contribute towards your investment plan

  • SHARE INVESTMENT: We may consider building a professionally managed share portfolio outside of superannuation, aligned with your risk tolerance and long-term objectives, if appropriate as a part of your overall strategy

  • DEBT RECYCLING: Maximising tax benefits associated with your debt

  • PROPERTY INVESTMENT: We may consider an investment property if appropriate as a part of your overall strategy. This provides long term asset growth and potentially some tax benefits

  • OPTIMISED SUPERANNUATION STRATEGY: Receive recommendations to optimise your super, your contributions, and investments ensuring a robust retirement savings plan

  • PROTECTING YOU AND YOUR FAMLY:  A tailored and personal insurance plan for the protection of you and your loved ones

  • ESTATE PLANNING: Guiding you through the essential components to be addressed. We equip you with the knowledge needed to make informed decisions regarding the protection and distribution of your assets

  • TAX EFFICIENCY: Tax planning strategies to minimise tax liabilities and maximise after-tax returns. This includes salary sacrifice, negative gearing and pre-paying interest

  • DEBT MANAGEMENT: Develop a strategic plan to manage and reduce debt efficiently, ensuring a healthy financial position

  • EMPOWERMENT THROUGH EDUCATION: Gain a deeper understanding of financial concepts and strategies, empowering you to make informed decisions

ONGOING ADVICE:

Our Ongoing Advice Service is designed to track your progress, hold all parties accountable, and will make sure you remain disciplined with your long-term plans.

It also includes a range of ongoing services to ensure your financial well-being:​

  • ANNUAL REVIEW: Meet atleast once annually to ensure your financial plan remains relevant.

  • DEDICATED ADVISER SUPPORT: Access practical money coaching and advice via phone or email.

  • PORTFOLIO MANAGEMENT: Continuous monitoring and adjustments to your investments.

  • ADMINISTRATIVE SERVICE: Assistance with financial affairs and liaison with other professionals.

  • INSURANCE SUPPORT: Help with insurance matters, including underwriting and claims.

  • EDUCATION: Receive periodic economic and financial updates through various channels.

  • WEALTH PORTAL ACCESS: Exclusive access to our user-friendly tool for managing your finances in real-time.

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