HOW WE DO IT
Our programs are designed to help you
live the life you desire
No matter where you start out!
Which of our programs fit you best?
Full Advice Programs
Perfect Foundations
With the benefit of hindsight, most people would say that they wished they had started earlier when it comes to planning and building their wealth.
We firmly believe you're never too young to start planning for your financial future.
Perfect Foundations is suited to people who:
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Earn a regular income but never seem to know where it goes
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Have financial commitments and or responsibilities
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Are looking for help in budgeting and managing money
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Have some ideas and goals about investing but not much in the way of assets yet
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Would like to save for a car, holiday or first home
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Want to better understand what super can do for them and what to look out for
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Need to better understand insurances like Income Protection, Life and TPD and Critical Illness cover, but don't know where to start
Pathway to Wealth
The Pathway to Wealth is a proven and award winning, step by step financial management program that has been designed to help you build enough assets for a long, stress free and comfortable retirement.
Pathway to Wealth is designed for people who:
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Earn a good salary and want to make it work harder
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Are paying too much tax and want to reduce it
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Have a desire to maintain a high standard of living throughout retirement
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Are looking to develop a comprehensive financial strategy
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Looking for practical cashflow and savings advice
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Want to create an effective debt reduction strategy
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Want to take their superannuation savings to the next level
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Are seeking a tailored wealth protection strategy and address long-term insurance needs
Limited Advice Programs
The Backup Plan
We firmly believe a critical component of any financial plan is protecting your personal and financial wellbeing from unforeseen events in life.
The Backup Plan is suited to people who:
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Have debts such as mortgage, credit cards and/or personal loan
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Have children and/or other financial dependents
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Rely on their income and cannot afford to go any period without it
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Have some savings and assets but want to make sure it's protected should the unforeseen occur
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Need to better understand insurances like Income Protection, Life and TPD and Critical Illness cover, but don't know where to start
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Want to better understand what insurance cover and structure is most appropriate for their circumstances
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Are seeking a tailored wealth protection strategy and address long-term insurance needs
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Need the above but don't don't a full financial plan at this stage
The Super Plan
For many of us, it may be the largest asset we own, apart from our homes. So isn't it time you made some smarter choices with your super?
The Super Plan is designed for people who:
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Want to take their superannuation savings to the next level
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Need to better understand how super can invested
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Are looking to develop a comprehensive investment strategy inside super tailored specifically to their own risk tolerance and preferences
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Have multiple super fund accounts and need assistance with consolidating
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Are paying too much tax and keen to learn how super can help reduce it
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Have a desire to maintain a high standard of living throughout retirement
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Need a review of existing personal insurance policies (inside and outside of super)
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Need to better understand how a tailored wealth protection strategy can help address long-term needs
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Need the above but don't don't a full financial plan at this stage
One-Off Financial Plan
Single Session Advice
Whether you're dreaming of homeownership, facing financial challenges, or seeking a comprehensive financial health check, our Single Session Advice service provides personalised insights & strategies.
Single Session Advice is suited to people who are in a position to benefit from individualised guidance without the need for long-term commitment or ongoing advice.
This offering is particularly advantageous for:
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Young professionals starting their careers
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Couples planning to get married
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Individuals or families looking to buy their first home
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Pre-retirees assessing retirement readiness, ensuring their financial plans align with retirement goals and objectives
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Parents preparing for education expenses
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Individuals with windfalls, such as inheritances or bonuses
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Individuals facing financial challenges or debt management
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Those seeking financial education and empowerment
ONGOING MEMBERSHIP
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Our Ongoing Membership is a monthly based subscription that can be cancelled anytime.
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We keep you on track with a minimum of at least 1 face to face review per year. This ensures your plan is adjusted for changes to your personal circumstances, changes in the economy, investment markets and legislation — making sure you stay on track to achieve your goals.
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Stay on target and keep your finances organised with Pro access to the WCG Wealth Portal App.
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You also have peace of mind and support with any queries at any time.
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Behind the scenes we're regularly reviewing your strategy, to ensure your financial life stays on track.
THE WEALTH COLLAB WAY
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Transparent and uncomplicated fee structure
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Some of our fees could be paid from Super
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Some advice fees can be tax deductible
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No lock in contracts and cancel anytime when it comes to our Ongoing Membership subscription
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Everything set out clearly in writing, before any work starts
